Saturday, September 15, 2012

Illuminated Spider Cloches | Family Chic by Camilla Fabbri ?2009 ...

FRIDAY, SEPTEMBER 14, 2012 | Comments: 7

I was thrilled to be given the opportunity to test Plaid?s new Martha Stewart glass paint and adhesive silkscreens (available at Michaels). I received a huge box of glass paints, silkscreens, tools, and total creative freedom to make whatever I wanted. We?ve got Halloween on the brain around here, so I couldn?t help myself from making something a little creepy. Take a look at these spider cloches and check out how easy they are to make?

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Transform plain cylinder vases into spooky spider cloches.

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Use your cloche to hold anything you like. We chose plastic spiders, but you could also use small pumpkins, photos, leaves, flowers ? whatever catches your eye.

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With the flip of a switch, these light up for evening use.

For this project I used:

Plaid Supplies:

  • Martha Stewart Crafts?? Metallic Opaque Glass Paint, Black Nickel
  • Martha Stewart Crafts? Glass Silkscreen
  • Martha Stewart Crafts? Glass Paint Stenciling Tools

    Other Supplies:

  • Foam paint brush
  • Two glass cylinder vases
  • Two drawer pulls
  • Two battery-operated tea lights
  • High strength hot glue
  • Removable adhesive putty
  • Plastic spiders

?

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For this project I wanted the tops of the cloches to look like they were capped in metal, so I chose to work with Martha Stewart black nickel paint and a delicate filigree-style silkscreen.

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Clean and dry vase. Turn vase upside down and apply adhesive silkscreen to the glass at about 1-inch down from the base. Using the foam pouncer (a cylindrical sponge perfect for this project and also by the Martha Stewart Craft brand), dab on a layer of paint. Apply a second coat if necessary.

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Remove silkscreen while paint is still wet. Allow to dry and continue the pattern all the way around the circumference of the vase.

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Using a brush, paint the base of the vase and take the paint down the sides to meet the stencil line.

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This is what your project should look like at this stage.

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Glue on a drawer pull.

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Attach a battery-operated tea light to the interior base of the vase with removable adhesive putty (available in the same aisle you would find picture hanging supplies).

Place your cloche over a huge plastic spider and creep out your kids.

www.family-chic.com

Everybody in the house loved these ? I hope you'll give it a try and let me know what you think.

?

Disclosure: I wrote this post as part of a paid campaign with Martha Stewart Glass Paints and Blueprint Social. The opinions in this post are my own.

Keep up to date with Plaid Crafts on Facebook, Twitter and Pinterest.

?

Check out what other bloggers are making with Martha Stewart paints from Plaid:

Source: http://cfabbridesigns.com/craft-projects/illuminated-spider-cloches/

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Monday, September 10, 2012

USING RETURN ON ASSETS AS A GREAT INVESTMENT TOOL ...

Return on Assets by simple definition is the ratio of a company?s Net Income to its total assets.

Return on Assets = ? ? ?Operating Profit/Total Assets

Operating Profit is the profit attributable to a capital after deducting cost of sales, operating expenses from turnover. It doesn?t take into account expenses such as finance cost/income and ?taxes which are more or less influenced by Management decision or government regulation. As such an operational profit of a company is the amount of profit the business can generate for both debt holders, equity holders and government all of whom have a stake in how a company?s earnings can be shared. This way it is easy to compare companies who operate in the same industry but have different capital structure. Some companies are mostly financed by debt, others by equity and the rest a hybrid of debt and equity. ?Assets will include Fixed Assets (like Building, Motor Vehicle, Computer Equipment etc), Intangibles (like patent, software acquisitions), Debtors, Cash and Inventory. All of these are used by the company to generate income.

What does it tell me?

Return on Assets is mostly stated in percentage terms and is a powerful team for gauging how a business is using its assets to generate income. It is also a useful tool for comparing businesses against another and comparing a company?s performance between periods. A return of asset of 10% for example simply means for every N1oo a company has put into a business N10 of income was generated. That N10 will now be split between Shareholders, Debt Holders (If the company took loans), and Tax.

How does it affect borrowing cost

From the above it is easy to see how important this tool is at determining whether a company should borrow or not when seeking to finance a project. For example, if a company needs to invest N1m in a project that generates N100k (10%) in operational profit then a return on asset can help determine what the ideal borrowing cost should be. If the company decides to fund the project by total debt at a cost of 10%, then it means it will not have any profit to pay equity holders as all the N100k profit will be used to service the debt. Conversely if it borrows at less than 10% (say 5%) then it will pay creditors N50k and equity holders 50K meaning shareholders have made N50,000 from a N1m investment without even putting up a single Naira. Investments are surely not this straight forward, but this simple example gives you an idea of how powerful ROA can be. As a rule of thumb, a debt should be borrowed at an interest rate lower than ROA. In fact the higher the debt as a proportion of equity the more important it is for management to target an interest rate that is lower then ROA.

What is driving my ROA?

Return on Asset is a simple ratio and as such how one manipulates the numerator (operating profits) and Denominator (Total Assets) can determine how that ratio turns out. For example, a company can achieve higher ROA when compared to a prior period by simply just reducing Total Assets. It could also do so by agressively increasing turnover whilst cutting cost and without having to increase total assets. This takes us to a the inner components of ROA. ROA is also a product of?(Revenue/Operational Profit) X (Total Assets/Revenue) which in other words is the relationship between profit turnover and asset turnover. Using our earlier example of 10%, a company could achieve that in two ways. The company could have achieved that by having a product of an operational profit turnover of 20% and an asset turnover of 50%. It could as well have achieved that by having an a profit turnover of 50% and asset turnover of 20%. In the former, for every N100 the company invest in the company it generates N50 in revenue, whilst generating operating profit of N20 for every N100 of revenue. In the latter for every N100 the company invests it generates N20 in revenue whilst for every N100 of revenue it generates N50 of operational profit. So basically, one can easily determine if a company?s return on asset is been driven by margin or by assets.

Finally

Return on Asset is an important tool in deciding whether to invest in a project, acquire and asset or even buy a company. If your return on asset is equal to your borrowing cost then your return on equity will always be the same no matter what your debt to equity ratio is. So an investor expecting a return on equity of ?20% must ensure that the business can generate a return on asset of ?not less than 20%. A return on asset less than a company?s cost of capital is a good sign not to invest. It is also important to compare ROA with companies operating within the same industry to ensure its apples for apples.

Source: http://ugometrics.com/2012/09/09/using-return-on-assets-as-a-great-investment-tool/

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McIlroy beats the best to win BMW Championship

CARMEL, Ind. (AP) ? Rory McIlroy faced the strongest collection of contenders at any golf tournament this year Sunday at the BMW Championship.

It was no contest.

Even more disconcerting for everyone else, Boy Wonder was expecting to win all along.

McIlroy fine-tuned his swing and missed only one fairway at soggy Crooked Stick, powering his way to a 5-under 67 to win his second straight FedEx Cup playoff event. They followed a record win at the PGA Championship, giving him three wins in his last four starts to establish himself as the dominant player in golf.

He became the first player since Tiger Woods in 2009 to win in consecutive weeks on the PGA Tour, and with his sixth career tour win, he joined Woods and Jack Nicklaus as the only players to win that many at age 23.

"The more you put yourself in this position, and the more you win and the more you pick up trophies, it becomes normal," McIlroy said after his two-shot win over Phil Mickelson and Lee Westwood. "And it feels like this is what you're supposed to do."

For the longest time, this was what Woods used to do.

"I don't think I'm quite there yet," McIlroy said. "But I'm getting to that stage where I'm thinking, 'This is what I should be doing. I should be lifting a trophy at the end of the week.' It's been great. The last four, five weeks have been incredible, some of the best golf that I've ever played. I'm going to try and keep the run going for as long as possible."

Never mind that Phil Mickelson and Vijay Singh ? Hall of Famers with 74 tour wins and seven majors between them ? were one shot ahead. Or that Lee Westwood, a former world No. 1, was playing alongside. Or that Woods was right behind.

McIlroy made back-to-back birdies around the turn to emerge from a four-way tie, and he turned back one last challenge from Westwood and Mickelson with clutch pars. The 23-year-old from Northern Ireland didn't make a bogey until the 18th hole.

"By that time, I had sort of done enough," he said.

Mickelson and Westwood tried to chase him down on the back nine at Crooked Stick, only to mistakes when they couldn't afford any.

Westwood, who lost to McIlroy in the semifinals of the Match Play Championship in February, caught him with a birdie on the par-3 13th. But the weak area of his game showed up at the wrong time ? a poor chip on the 14th for bogey, another pedestrian chip on the par-5 15th that led to par. He wound up with a 69.

"I played with him when he was 13, and you could see it then," Westwood said. "He's just maturing all the time, as he will do. And he's a very, very good player.

Mickelson, tied for the lead going into the final round, was one shot behind when his approach flew the green on No. 12 and he had to scramble for bogey. Mickelson made back-to-back birdies late in the round to get within two shots of the lead, but he badly missed a 3-foot par putt on the 17th to fall three shots behind. He closed with a 70.

"A lot of people stayed neutral and Rory geared ahead," Mickelson said.

Woods was never seriously in the mix. Five shots behind with seven holes to play, he made three late birdies and shot 68 to tie for fourth with Robert Garrigus (69).

McIlroy's work is not done.

He is the No. 1 seed going into the FedEx Cup finale in two weeks at East Lake, but any of the top five seeds can win the Tour Championship and capture the FedEx Cup with its $10 million bonus. The other four seeds are Woods, Nick Watney, Mickelson and Brandt Snedeker.

"Rory is putting on a show out there," Woods said. "And we've got one more tournament."

Any of the top 30 players who advanced to the Tour Championship have a mathematical shot at winning the $10 million prize. One guy who won't have that opportunity is Vijay Singh, who started the final round tied for the lead with Mickelson. The 49-year-old Fijian fell apart on the back nine with three bogeys in a four-hole stretch to fall out of the top 30. A birdie on the final hole gave Singh a 73, but by then it was too late.

McIlroy finished on 20-under 268 and earned $1.44 million, pushing him to over $7.8 million for the season to effectively lock up the money title and all but assured being voted by his peers as the PGA Tour player of the year.

He has four wins on tour this year ? one more than Woods ? and that includes a record eight-shot win at the PGA Championship.

This doesn't rate as highly as winning a major at Kiawah Island, though the All-Star cast that he beat made it satisfying ? Mickelson, Singh, Westwood, Woods, Dustin Johnson and Adam Scott all were within range of the lead going into the final day.

McIlroy not only beat them all, he managed to take the drama out of the final hour with a towering 4-iron from 226 yards that landed softly and set up a two-putt birdie from 15 feet on the 15th. He followed that with another birdie putt from just inside 15 feet on the next hole to build a three-shot lead.

"He's going out there and is up near the lead and posts a good number," Woods said. "He's doing the things he needs to do, and as he said yesterday, he's feeling very confident about his game. Right now he's just really played well, and he's making a ton of putts. That's a great combo."

The 70-man field was whittled to 30 for the Tour Championship. Singh's late collapse enabled Scott Piercy to grab the final spot, despite a double bogey on the 14th hole and a bogey on the 18th for a 68. A day earlier, Piercy had a two-shot penalty for removing an out-of-bounds stake on the 14th hole.

But he's in the Tour Championship, which puts him in all the majors next year.

Bill Haas suffered another Sunday meltdown at the BMW Championship, and this time it cost him. He was No. 28 in the FedEx Cup and started the final day in reasonable shape. He made seven bogeys and a double bogey and closed with a 78, falling out of the top 30 to miss the Tour Championship.

A year ago, Haas closed with a 78 at Cog Hill to lose an automatic spot on the Presidents Cup team. But he made it to East Lake, won the Tour Championship to capture the FedEx Cup and the $10 million bonus, and was picked for the Presidents Cup team, anyway. There is no second chance this time, adding to the biggest oddity of this series. For the sixth straight year, the reigning FedEx Cup champion will not be at the Tour Championship.

"When nerves are an issue and under the gun, I've got to be better," Haas said. "And right now, I'm far from competitive."

Haas wasn't alone in his heartache.

Kyle Stanley was at No. 30. He had a triple bogey on the par-3 sixth, a bogey on the par-5 11th and closed with a 74 to miss out on East Lake by one shot.

Mickelson set the tone for this wild day when he pushed his opening drive so badly that he started to hit a provisional ball when he realized it clattered off the trees and back into the fairway, just 200 yards off the tee, though he safely managed a par. Then, he holed out from just over 40 feet off the green at No. 2 to take the lead, and kept a slim margin with a nifty up-and-down at the par-5 fifth.

But when he missed the green from the fairway on No. 7 and made bogey, the final round was wide open.

Ahead of him, Johnson chipped in for eagle on the par-5 ninth to create a four-way tie for the lead with Mickelson, McIlroy and Westwood.

Westwood made birdie from the bunker on the ninth, while McIlroy hit a sky-high 4-iron that landed softly and set up a two-putt birdie that put them ahead at 18 under. Mickelson, playing in the final group, ran a chip out of muddied grass to 12 feet and made birdie to join them.

McIlroy stuffed his approach into 5 feet for birdie on the 10th, and he never trailed again.

Source: http://news.yahoo.com/mcilroy-beats-best-win-bmw-championship-214722700--spt.html

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Ex-Beatle McCartney gets French legion of honor

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Arkansas veteran in House race was soldier who upbraided NYT for exposing counterterrorism program

TAMPA, Fla. ? ?I thought I had a path set in life: I was going to be a lawyer,? Tom Cotton told The Daily Caller on the last day of the Republican National Convention at the end of the August.

?But the 9/11 attacks happened in my last year of school and that diverted me from that path.?

Cotton, 35, is running for Congress in Arkansas?s Fourth Congressional District. He?was in his third year in law school at Harvard, where he also earned his undergraduate degree, when America was struck 11 years ago. Though he didn?t join the military immediately ? he said he ?had some student loans? to pay off ? he ultimately enlisted as an Army Ranger, serving in both Iraq and Afghanistan on the front lines.

A 2011 profile of Cotton in the Weekly Standard said that when Cotton went to the recruiting station, he was immediately tagged as a perfect candidate for the Judge Advocate General Corps. ?Cotton politely interrupted,? said the profile. ??I don?t think you understand. I?m here to volunteer for the infantry.??

While serving in Iraq, Cotton became something of an Internet celebrity. After The New York Times printed a story in 2006 on a secret U.S. government program to target al-Qaida?s finances, he wrote an open letter to the Times that went viral.

?Congratulations on disclosing our government?s highly classified anti-terrorist-financing program (June 23),? the letter addressing the two reporters who wrote the story and the paper?s then-executive editor Bill Keller opened.

?I apologize for not writing sooner. But I am a lieutenant in the United States Army and I spent the last four days patrolling one of the more dangerous areas in Iraq.?

He continued: ?You may think you have done a public service, but you have gravely endangered the lives of my soldiers and all other soldiers and innocent Iraqis here. Next time I hear that familiar explosion ? or next time I feel it ? I will wonder whether we could have stopped that bomb had you not instructed terrorists how to evade our financial surveillance.?

Cotton?s letter concluded by expressing hope ?that my colleagues at the Department of Justice match the courage of my soldiers here and prosecute you and your newspaper to the fullest extent of the law.?

?By the time we return home, maybe you will be in your rightful place: not at the Pulitzer announcements, but behind bars.?

After finishing five years of military service, Cotton left the Army and worked for the prestigious consulting firm McKinsey & Company before deciding to run for Congress from his native Arkansas.

?There?s no single catalyst of what happened in Washington, just a gradual accumulation of Barack Obama?s failed leadership and failed policies,? Cotton said, explaining with his southern twang why he got into the race.

The ?stimulus, bailouts, Obamacare, the excessive regulatory burdens, lack of leadership and respect in the world, and the redistricting in Arkansas [that] moved my home town out of the Republican held district of my friend Tim Griffin and into the last Democratic held district,? he said, were among the reasons he decided to run.

The redrawn Fourth Congressional District is currently represented by retiring Democratic Rep. Mike Ross.?Real Clear Politics lists the seat as one of the most likely to flip to the Republicans this cycle.

On foreign policy, Cotton is a hawk. And though the president views his foreign policy credentials as a strength, the former platoon leader disagrees.

?I think the American people always appreciate national security as the first responsibility of the federal government, even when tough economic times right now may take up some of the headlines,? he said.

Speaking of what he sees as President Obama?s foreign policy failures, he said, ?In international politics, weakness is provocative.?

?And right now,? he continued, ?I?m afraid under Barack Obama, America is projecting weakness to people like Mahmoud Ahmadinejad in Iran or Vladimir Putin in Russia, or China and its aggressive moves in the East Asian Sea, and so forth.?

As for Iraq and Afghanistan, Cotton thinks President Obama should have fought to keep a residual force to maintain the hard fought gains in the former and failed to give his generals the full compliment of troops they asked for in the latter.

?In Iraq and Afghanistan,? he said, ?the president is risking the snatching of defeat from the jaws of victory.?

?I believe in those wars that?s why I went to fight in them,? he added. ?I think the world is safer and America is safer when America is leading in the world.?

Asked who he would like to model his congressional career after, Cotton rattled off a list of senators.

He says he admires Republicans Pat Toomey of Pennsylvania, Marco Rubio of Florida, Tom Coburn of Oklahoma, Jim DeMint of South Carolina and Mike Lee of Utah.

They are ?strong conservatives who defend America abroad and stand up for the free enterprise system here at home,? he said.

He also named Ohio Rep. Jim Jordan and Georgia Rep. Tom Graves as House members he likes.

In a blog post, Weekly Standard editor Bill Kristol, a major Cotton?proponent, compared his nascent political biography to Bill Clinton?s, with the exception that Kristol?s preferred Arkansas native volunteered to serve his country.

Cotton laughed at the comparison.

?Well, you know, Bill Clinton was certainly a skillful politician and had great electoral success, but we don?t see eye-to-eye much on policy views,? he said.

Asked about Kristol?s prediction that he may be a future presidential contender ? perhaps in 2024 or 2028 ? Cotton said he just wants to work on getting elected to Congress.

?I?ve got less than 8 weeks left until early voting begins in Arkansas so we?re just focused on trying to get absentee ballots out the door,? he said. ?I?ll let future plans work themselves out. Everyone seems to have big plans for my life; they just don?t always tell me.?

But if he does get elected to the people?s chamber, he says his top priorities are to work to fix America?s debt problem by reforming and strengthening Medicare, to push for fundamental tax reform and to fight to keep America safe ? specifically by working to stop Iran from developing nuclear weapons.

?I?m going to Congress to try to do big things and have a big impact,? he said. ?You know, I don?t want to do small things that evaporate as soon as I leave Congress and have a legacy as lasting as Cotton candy at a county fair.?

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Source: http://news.yahoo.com/arkansas-veteran-house-race-soldier-upbraided-nyt-exposing-050407728.html

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Insurance News - President Tells Tale of Two NAIFAs

By Steven A. Morelli
InsuranceNewsNet

LAS VEGAS, September 9, 2012 -The president of NAIFA in his address to the annual conference decried an unhealthy level of distrust and division within the association and called for unity in the face of one of the most challenging times for life insurance and financial advisors.

Robert A. Miller, the 2011-2012 leader of the National Association of Insurance and Financial Advisors, said the animosity is damaging the very base of the federated organization of more than 600 state and local groups comprising 45,000 members.

?We see states vying with locals; locals that are having trouble filling their board positions and suspicious of any unsolicited advice,? Miller said this morning at the Las Vegas annual meeting, according to an advance copy of his speech. ?The closing down of under-performing locals has reached epidemic levels, while states unable to afford professional management are on the rise. Some states and locals seem to gather hurricane force energy in stating their enmity toward NAIFA-national.?

Miller put NAIFA?s division in the context of the national schism with deep discord between political parties. But he said that unlike the Democrats and Republicans, NAIFA members should belong to one party in particular.

?No matter what party anyone in this room belongs to, the one party whose bandwagon you better get on is the insurance party,? Miller said, adding an ominous note. ?We are one signature from extinction.?

For historical perspective of NAIFA?s impact on public policy, Miller reached back to the group?s early history, when it was the National Association of Life Underwriters (NALU) and advocating for the insurance industry even before World War I. That was 1913, when NALU helped the Woodrow Wilson administration establish the tax benefits on which the industry now depends.

A hundred years later, NAIFA has to continue that struggle.

?In an ironic twist of historical symmetry, in 2013 NAIFA will be fighting to protect our products from a polemically charged Washington looking to pay down its debt,? Miller said. ?The tax advantages that insurance products have enjoyed because of their unique nature are at risk. This threat is serious.?

But Miller also sounded hopeful notes as he described the enthusiasm he saw in many members he met in his year traveling for the association.

?As your president, I had the opportunity to experience the best of what NAIFA is all about,? said Miller, who is also a partner at Miller-Pomerantz and Associates in New York City. ?I traveled across the country, meeting with members and state and local leaders. Some were experienced veterans of the business; others were young and promising agents. Many inspired me with their energy and enthusiasm.?

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He also gained an international perspective. ?In Tokyo, I experienced more of the same when I met with our colleagues at the Japanese Association of Insurance and Financial Advisors. Thank you, JAIFA, for reminding me that our issues transcend national boundaries, and we ? NAIFA ? are not just one organization ? acting alone to advance our cause.?

One of NAIFA?s causes is to help policy and opinion makers understand the industry?s integral place in the national landscape, Miller said.

?This year, we explained our policies and positions in meetings with members of Congress, SEC Commissioners and other state and federal regulators,? he said. ?We told our story to reporters at daily newspapers, and important trade publications. Our visibility has never been higher.?

Once again, he followed with a darker tone: ?But we can?t deny these are perilous times.?

And those times threaten to intrude on NAIFA?s ability to carry out its mission. ?The role of the Federal government in American society is an important and highly charged debate.It can raise the room temperature and cause veins to pop from one?s neck in a nano-second. It is an important topic for discussion in the general population andon the Presidential campaign trail. But let?s be honest: It has no place in discussions about NAIFA?s future. NAIFA is not the federal government. NAIFA is your professional association.?

Miller said NAIFA has been proving its value in Washington, D.C., where the financial industries are under fire and insurance in particular has precious few advocates.

?When we go to Capitol Hill ? as we did this time last year ? Congress listens,? he said. ?Ironically -- at a time when our profile on Capitol Hill and in the Washington media has never been higher and our opinions never more sought after ? some quarters of the federation are questioning our relevance.?

The questioning led to deep introspection with a blue ribbon task force that examined the association?s value proposition. It found that the organization is a vital force in protecting insurance agents and telling those in power about the unique service producers provide.

?Our words carry with them stories of middle class Americans,? Miller said. ?The selflessness of a mother or father able to stay in their homes, educate their children or save their business because they met with an insurance professional. Life insurance products create 20 percent of all long-term savings in the United States and pay out $1.5 billion per day of benefit.?

But that answer led to other questions about broadcasting that value: ?Why are we not marketing it and why are we not selling it in our states and locals every single day??

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Although he conceded that the national association has improvements to make, Miller emphasized that NAIFA is not a separate organization from members and that it is up to them to be the change that they want to see in the organization.

?The NAIFA board is not ?them or they.? It consists of insurance professionals who have chosen to give back to their industry. They are practicing agents and dues-paying members who care deeply about NAIFA. This is not us versus them class warfare.?

Miller put the association?s struggles in context of the current national political division, but also in historical perspective. He opened by quoting from the first words of Charles Dickens? Tale of Two Cities, a story about upheaval in France and England ? ?It was the best of times, it was the worst of times ??

Miller picked from that paragraph for the close, echoing the lightness and darkness of his own remarks: ?It was the winter of despair; we had everything in front of us.?

Whether NAIFA?s is a light or dark tale is entirely up to members, he said in conclusion: ?I urge everyone to see someone else?s reality. I would think then it can still be the season of hope with everything in front of us.?

Steven A. Morelli is editor-in-chief for InsuranceNewsNet. He has more than 25 years of experience as a reporter and editor for newspapers, magazines and insurance periodicals. He was also vice president of communications for an insurance agents? association. Steve can be reached at smorelli@insurancenewsnet.com.

? Entire contents copyright 2012 by InsuranceNewsNet.com Inc. All rights reserved. No part of this article may be reprinted without the expressed written consent from InsuranceNewsNet.com.

Source: http://insurancenewsnet.com/article.aspx?id=356790&type=lifehealth

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Friday, September 7, 2012

Source: Apple cuts back on memory chip orders from Samsung for Apple iPhone 5

1. jroc74 posted on yesterday, 23:30 0 1

Yea...I figured this was gonna happen.

In Apple's defense...if they get the whole amount or more from the verdict....it would be a waste of money to still buy parts from Samsung.

2. g2a5b0e posted on yesterday, 23:33 1 0

That doesn't make any sense. It would be a waste of money to still buy parts from Samsung? They need those parts, so they have to spend the money regardless. Whether or not they choose to buy the parts from Samsung is their business, but it wouldn't be a waste of money as you put it.

4. jroc74 posted on yesterday, 23:38 0 0

If you owe me money...and you own a store. And I buy products from your store....we basically just moving the same money back n forth.

5. g2a5b0e posted on yesterday, 23:42 0 0

I hear what you're saying. It's still not a waste. If it's a product you need, the money needs to be spent regardless. Doesn't matter who it goes to.

3. The_Godfather posted on yesterday, 23:37 1 0

Another failure for aPpLe.....!!

6. whysoserious posted on yesterday, 23:50 1 0

When my cousin worked at McDonalds, he used to put booger on the burgers when he is pissed off at a certain customer.

Maybe Apple is afraid that Samsung might put boogers on their chipsets, too.

8. g2a5b0e posted on 4 min ago 0 0

I wasn't sure where you were going with this at first, but that actually ended up being a great analogy.

7. pikapowerize posted on 15 min ago 0 0

i think these company will just destroy itself...

i think buying an iPhone will be the same like buying a samsung phone, since most of the phone's inside are from samsung..

i think apple is doing the right thing... not hating on samsung here but its time for them to look for other manufacturers than relying on samsung too much.. like they did to google, they are not using google service on iOS 6, no maps, no search engine and no native youtube app..

but can they pull the act together?

Source: http://www.phonearena.com/news/Source-Apple-cuts-back-on-memory-chip-orders-from-Samsung-for-Apple-iPhone-5_id34211

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